Best FinTech Software 2025

What is FinTech Software? FinTech is a broad umbrella category of software products and services that employ technology in innovative ways to improve or compete with traditional financial services. This software offers attractive rates and fees, ease of use, convenient access, and better service. Leveraging the internet, mobile devices, and cloud services FinTech software has produced a revolution in the way businesses and people make payments, borrow, invest, and save money without the need ...

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All Products(1-25 of 208)

1
Checkout.com
Rating: 8.5 out of 10
Score
8.5 out of 10
89 Reviews and Ratings
Checkout.com headquartered in London enables businesses with technology designed to make payments seamless. Checkout.com boasts the fastest, most reliable payments in more than 150 currencies, with in-country acquiring, fraud filters and reporting through one API. Checkout.com can accept all major ...
2
Wise
Rating: 9.3 out of 10
Score
9.3 out of 10
43 Reviews and Ratings
Has Pricing
Wise, formerly TransferWise, from the company of the same name headquartered in London, provides international accounts and payment solutions for businesses. Wise helps businesses pay international invoices, vendors, and employees with the real exchange rate, in 80 countries, boasting cheaper rates ...
3
Stripe Payments
Rating: 8.8 out of 10
Score
8.8 out of 10
342 Reviews and Ratings
Has Pricing
Stripe is a payment gateway software solution which supports a range of payment related needs such as subscription management and recurrent billing via Stripe Billing, integration with third party payment services via the Stripe Connect API, assistance starting an Internet business which accepts ...
4
TIS (Treasury Intelligence Solutions)
Rating: 8.6 out of 10
Score
8.6 out of 10
24 Reviews and Ratings
TIS helps CFOs, Treasurers, and Finance teams transform their global cash flow, liquidity, and payment functions. Since 2010, the cloud platform and service model have supported the office of the CFO to collaborate and attain efficiency, automation, and control. By streamlining connectivity between ...
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5
Genesis Global
Rating: 9.1 out of 10
Score
9.1 out of 10
2 Reviews and Ratings
Has Pricing Free Trial Live Demo
Genesis provides financial market organizations with a low-code platform that enables developers to build applications.
6
PayPal Payments Pro
Rating: 8 out of 10
Score
8 out of 10
232 Reviews and Ratings
Has Pricing
PayPal Payments Pro is an enterprise-class ecommerce payment solution, that provides payment processing security to build a professional-grade ecommerce site. It can be configured to meet business needs and works across devices. Users can tap into over 390 million active customer accounts around ...
7
Adyen
Rating: 8.5 out of 10
Score
8.5 out of 10
38 Reviews and Ratings
Has Pricing
Adyen is a payment gateway software solution offered by Adyen.
8
Apple Pay
Rating: 8.9 out of 10
Score
8.9 out of 10
87 Reviews and Ratings
Live Demo
Apple Pay is a payment gateway the vendor states gives customers an easy, secure, and private way to pay in stores, within apps, on the web, and in Business Chat.
9
Coinbase
Rating: 8.9 out of 10
Score
8.9 out of 10
56 Reviews and Ratings
Has Pricing
Coinbase is a digital currency exchange (Coinbase Pro) and crypto-oriented software solution suite for businesses, including hosted checkout pages, payment buttons, invoicing, and multiple ecommerce integrations (Coinbase Commerce), a turnkey solution for brokerages, exchanges, and fintechs ...
10
Kabbage by American Express
Rating: 9 out of 10
Score
9 out of 10
11 Reviews and Ratings
Has Pricing Free Trial
Kabbage from American Express offers a data and technology platform to provide small businesses automated cash flow solutions, including business checking accounts, online payments, business insights and flexible lines of credit up to $250,000. Kabbage uses real-time data and automation to provide ...
11
aPay - Cross Border Payments by Covercy
Rating: 10 out of 10
Score
10 out of 10
1 Reviews and Ratings
Has Pricing
aPay by Covercy: Cross-Border Bank Transfers for Individuals and Businesses. aPay, operated by Covercy, is a platform for cross-border bank transfers, tailored for individuals and businesses sending or receiving money to and from Israel. Supporting 22 currencies and regulated by the UK FCA and the ...
12
Xoom, a PayPal Service
Rating: 7.2 out of 10
Score
7.2 out of 10
42 Reviews and Ratings
Live Demo
Xoom, a PayPal Service, is an online money transfer service for quickly sending money internationally.
13
Affirm
Rating: 8.4 out of 10
Score
8.4 out of 10
8 Reviews and Ratings
Affirm, headquartered in San Francisco, offers their dynamic payment system for ecommerce, supporting payments broken out into installments to accommodate shopper preference.
14
Airwallex
Rating: 8.1 out of 10
Score
8.1 out of 10
8 Reviews and Ratings
Has Pricing Live Demo
Established in Melbourne in 2015, Airwallex is a payments platform that aims to transform the way businesses move and manage money globally. They state their goal is to empower businesses of all sizes to grow without borders, and by doing so, contribute to the global economy. With technology at its ...
15
Lumanu
Rating: 10 out of 10
Score
10 out of 10
2 Reviews and Ratings
Has Pricing Live Demo
Lumanu builds technology that makes doing business in the creator economy easy, collaborative and fun.
16
Dwolla
Rating: 8 out of 10
Score
8 out of 10
5 Reviews and Ratings
Has Pricing Free Trial
Dwolla is a payment gateway software solution offered by Dwolla.
17
Plaid
Rating: 9 out of 10
Score
9 out of 10
9 Reviews and Ratings
Has Pricing Live Demo
Plaid in San Francisco offers a suite of applications supporting banks with risk management and customer account management features. Plaid is used by digital financial apps and services like Betterment, Expensify, Microsoft and Venmo, and by banks to make it easier for consumers to connect their ...
18
Intelfin
Rating: 10 out of 10
Score
10 out of 10
1 Reviews and Ratings
Has Pricing
The financial world is too complex for constant self-analysis. Centralised investment firms and the banking system are too uncertain which exposes their users to many risksUsing blockchain and artificial intelligence, Intelfin multi-platform implements an automated, responsive system. The platform ...
19
Square Invoices
Rating: 9.2 out of 10
Score
9.2 out of 10
14 Reviews and Ratings
Square Invoices is a software invoicing solution from Square headquartered in San Francisco, California.
20
GoFundMe Charity
Rating: 8.7 out of 10
Score
8.7 out of 10
4 Reviews and Ratings
Has Pricing Free Trial
GoFundMe acquired CrowdRise in 2017 and offers it now offers GoFundMe Charity, based on the former product, a fundraising platform emphasizing the needs of non-profit organizations rather than individuals.
21
Nordigen
Rating: 0 out of 10
0 Reviews and Ratings
Has Pricing Free Trial Live Demo
Nordigen is an open banking platform with a suite of products that helps companies in building financial applications which can interact with bank accounts and automatically gain insights to add value to the data. With just one API call users can identify basic identity information or get a ...
22
Airbank
Rating: 0 out of 10
0 Reviews and Ratings
Has Pricing Free Trial Live Demo
Airbank is the next-generation financial management platform for European startups and SMBs. Airbank is not a bank. Airbank helps to manage and automate everything between bank transactions and accounting software in real-time.
23
Atlantic Money
Rating: 0 out of 10
0 Reviews and Ratings
Has Pricing Free Trial
Atlantic Money is an international money transfer provider that offers international transfers up to millions at a flat fixed fee and the current exchange rate – for businesses and consumers. Atlantic Money offers a price comparison calculator so users can investigate savings against alternatives ...
24
NVSTly: Social Investing
Rating: 0 out of 10
0 Reviews and Ratings
Has Pricing Free Trial
NVSTly is a social investing platform for tracking, sharing, and copying trades. It integrates with Discord and social media, supporting all financial markets including stocks/options, futures, forex, and crypto. Users submit trades manually through the web/mobile apps or NVSTly Discord bot, or ...
25
Axway AMPLIFY Platform
Rating: 10 out of 10
Score
10 out of 10
11 Reviews and Ratings
Has Pricing Live Demo
Axway's Amplify is a universal API management platform that unifies what tools are already in place to get digital products where they can be seen and used. Users can publish, validate, and govern APIs.

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Learn More about FinTech Software

What is FinTech Software?

FinTech is a broad umbrella category of software products and services that employ technology in innovative ways to improve or compete with traditional financial services. This software offers attractive rates and fees, ease of use, convenient access, and better service. Leveraging the internet, mobile devices, and cloud services FinTech software has produced a revolution in the way businesses and people make payments, borrow, invest, and save money without the need for a traditional bank. FinTech software uses machine learning, AI (Artificial Intelligence), BI (Business Intelligence), and biometrics to help power its features and capabilities.

FinTech software is used for:

Mobile Payment Platforms (smartphone payment apps, contactless payment)
Personal Finance (mobile banking, budgeting, saving, investing, and borrowing)
Stock Trading and Advising (Robo advising and trading)
Blockchain and Cryptocurrency (payments, wallets, smart contracts, asset tokenization)
Crowd Funding (fund-raising small amounts from many contributors)
Lending
Insurance (InsurTech - personalized insurance products for car, home, health)
Regulatory, Compliance, and Risk (RegTech - managing risk, fraud, compliance, and regulations).
Consumer Price Comparison

FinTech software is used by B2B, B2C, and individuals.

FinTech Software Features

The features offered by FinTech software products vary greatly depending on the type of services they provide. FinTech software products will share many of these features.

24-hour online availability
Mobile access
User-friendly apps
Personalization
Fully digital experience with no human intervention needed
Virtual assistants and chatbot support
Alerts and notifications through apps, text, or email
Transaction history
Analytics and Reporting
Machine Learning
Artificial Intelligence (AI)
Business Intelligence (BI)
Biometrics
Software-as-a-Service (SaaS)

FinTech Software Comparison

Consider the following when purchasing FinTech software.

Use Case: FinTech software includes a wide variety of products and services, with many vendor offerings for each type of software. Products are scaled for businesses, industries, and individuals. Evaluating the products within the targeted service category will enable you to find one that includes the features, convenience, and price points you need.

Due Diligence: Depending upon the FinTech product, it is important to evaluate the security, privacy, performance, risk management, and compliance record of the FinTech company. For example, a community bank that is considering a FinTech partner would review Federal Reserve and FDIC recommendations for the partnership. Ascertain whether there are any regulatory issues related to the service and how you might be impacted by them. Certain crowdfunding efforts are now subject to regulation depending on how they are structured.

Pricing Information

FinTech software products can range from no cost to tens of thousands of dollars. Each type of service will have its own range of pricing. Pricing for enterprise-level products is more costly than for products that are satisfactory and sufficient for small businesses and individuals. Often these prices can be obtained from vendor websites, however, some products require obtaining a quote from the vendor. Free trials are available.

Other FinTech Products

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FinTech FAQs

What does FinTech software do?

FinTech software uses technology to offer innovative financial products and services. They are more convenient, less costly, and easier to use than traditional financial services. Internet, mobile device, and cloud-based FinTech products have changed the way businesses and people make payments, trade securities, purchase insurance, borrow, save, and invest.

What are the benefits of using FinTech software?

FinTech software offers flexibility, convenience, ease of use, and anytime, anywhere access to financial products and services. It provides customized, personalized service. The software helps to streamline business operations, save money, increase revenue, and promote customer acquisition and satisfaction.

What are the best FinTech software products?

These are some of the popular B2B FinTech software products.

How much does FinTech software cost?

Depending on the product FinTech software can be free of charge or cost thousands of dollars. Each type of financial product will have its own range of pricing. Prices can be obtained from vendor websites; however, some products will require a vendor price quote. Free trials are available.